Kredyt rewolwingowy




Kredyt rewolwingowy (kredyt odnawialny) – typ kredytu obrotowego, który pozwala na ponowne skorzystanie z kredytu w przypadku spłacenia jego całości lub części podczas trwania umowy kredytowej. Każda spłata kredytu w trakcie trwania umowy kredytowej, powoduje odnowienie wolnego limitu kredytu o spłaconą kwotę, umożliwiając kredytobiorcy wielokrotne wykorzystania limitu, ale tylko do czasu całkowitego wygaśnięcia zawartej umowy. Kredyty rewolwingowe są zaciągane na ogół na krótki okres.


Przykładem kredytu rewolwingowego jest karta kredytowa[1].



Przypisy |




  1. ↑ Słownik finansów i bankowości, Warszawa: Wydawnictwo naukowe PWN, 2008, ​ISBN 978-83-01-15080-8​(01).



Bibliografia |



  • J. Czekaj, Z. Dresler: Zarządzanie finansami przedsiębiorstwa. Podstawy teorii, Warszawa: Wydawnictwo naukowe PWN, 2000. ​ISBN 83-01-13332-5​.

  • R.A. Brealey, S.C. Myers: Podstawy finansów przedsiębiorstw, Warszawa: Wydawnictwo naukowe PWN, 1999. ​ISBN 83-01-12727-9​.




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